COVID-19, geopolitical conflicts, trade disputes, environmental issues, and social movements threaten financial services. These influence financial institutions’ demand, supply, profitability, and competitiveness. Unemployment affects living standards, poverty, consumerism, tax revenues, and social welfare costs. This essay evaluates 21st-century unemployment risks using Norman’s risk analysis paradigm on Citigroup and Blackrock, two prominent financial institutions that recently […]
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